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Direct Line is the first major insurance company in the UK that recognises named drivers No Claims history
If you have named drivers on your Direct Line car insurance policy, you (and they) will be pleased to know that we have become the first major insurance company in the UK to offer Named Driver No Claims Discounts.
An excess is the amount you pay towards a claim or loss of or damage to your car. With a voluntary excess the more you pay, the lower your premium will be, and vice versa. Be careful you don't just go for the lowest premium and the highest excess as you will have to pay that excess in the event of a claim.
This means that when we provide your named drivers with a quote for Direct Line
car insurance, we will recognise every year they have not made a claim on your
policy.
Taking advantage of this deal could not be easier. Your named drivers no claims histories are automatically stored on our system, so when they come to apply for their own policy they simply need to give us your details online or on the phone and we can identify them immediately, at which point they will be able to receive up to 5 years' No Claims Discount on their own policy.
Motorbike riders who are hanging up their helmets for the relative comfort of a car, will be pleased to know that we recognise your safe driving record. Your Motorbike No Claims Discount can be used against a car policy, and you can get the discount on the premium that you deserve.